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Hacked Bank Account?

Was Your Money Stolen?

Unauthorized Transactions?

Need Banking Dispute Lawyer?

Use EFTA Attorney Lawyer

Joe Adams to Get Back Your

Stolen Money & Protect Your

Financial Rights.

PLUS, Have Your Bank Pay the Legal Fee!

PA, NJ & Nationwide

Unauthorized Withdrawals? Bank Fraud? Credit Union Fraud? Understanding the Electronic Fund Transfer Act (EFTA): Safeguarding Your Electronic, Digital & Debit Card Account Transactions - An EFTA Attorney/Lawyer Guide

  • Have you experienced bank fraud in the form of unauthorized debit card use, fraudulent transactions or unauthorized withdrawals on your bank or credit union account?

  • Has your bank or credit union failed to thoroughly investigate, or compensate, refund or reimburse you for the hack, scam, theft or unauthorized fraudulent withdrawal as required under federal law?

  • Have a bank account dispute or credit union account dispute?

  • What are your rights under the EFTA & how can an EFTA Attorney Lawyer help?

 

If your bank or credit union account has been scammed or compromised by hacking, fraud, unauthorized transactions or withdrawals, unauthorized debit card use, and your financial institution has not reimbursed, refunded or compensated you for the money stolen from you, they may be in violation of the Electronic Fund Transfer Act (EFTA). This could entitle you to substantial monetary compensation.   We are currently investigating possible EFTA violations involving:

  • If you have been the victim of, or experienced, unauthorized withdrawals or debit card hacks on your account, you have legal options! There have been a number of Electronic Funds Transfer Act (EFTA) lawsuits filed against NFCU, alleging that the credit union failed to properly investigate such unauthorized transactions, and refused to properly reimburse its members for the stolen funds as required by the EFTA.

  • If you have been ripped off like this, call EFTA Attorney Lawyer Joe Adams immediately.  Joe focuses on representing clients affected by such account hacking. He can hold NFCU accountable for any EFTA violations and ensure you receive the compensation you deserve. Call Attorney Lawyer Joe Adams today at (215) 996-9977 to discuss your case and learn how he can help protect your financial rights.  If Joe wins your case, he will look to NFCU to pay the legal fee - not you.

  • Has your Navy Federal Credit Union (NFCU) account been fraudulently hacked? Was your money stolen? Has NFCU refused to reimburse you or refund your stolen money? Then call EFTA Attorney Lawyer Joe Adams at (215) 996-9977 to dispute the fraud and fight for your financial rights.

     

  • JP MORGAN CHASE Account Hacked

    • If JP Morgan Chase has not properly investigated your dispute for unauthorized withdrawals or debit card hacks on your bank or checking account; or, they have wrongfully refused to reimburse you for the money stolen, call EFTA attorney lawyer Joe Adams immediately at (215) 996-9977. Joe will fight for your financial rights.

  • CITIBANK Account Hacked

    • If Citibank has not properly investigated your dispute for unauthorized withdrawals or debit card hacks on your bank or checking account; or, they have wrongfully refused to reimburse you for the money stolen, call EFTA attorney lawyer Joe Adams immediately at (215) 996-9977 to fight for your financial rights.

  • And Other Bank Account and Credit Union Accounts Hacked

    • If your bank or credit union does not honor your dispute by performing a proper investigation regarding the money scammed and stolen out of your account, or if they refuse to reimburse you for the money taken by the hacker as required by the EFTA, you can do something about it now.

Call EFTA Attorney Lawyer Joe Adams now at 215-996-9977 to discuss your case. If Joe wins your case, his fee will be paid by the financial institution - not you!

What Exactly is the Electronic Fund Transfer Act?

The Electronic Fund Transfer Act (EFTA), enacted in 1978, is a vital federal law that protects consumers like you who are involved in electronic money transactions. This includes activities such as direct deposits, debit card transactions, ATM uses, and online bill payments. The EFTA establishes critical legal protections regarding the rights, obligations, and liabilities of entities involved in electronic transfers.

Why is the EFTA Crucial for You?

In today’s digital world, the security of your electronic financial transactions is more important than ever. The EFTA ensures your protection against unauthorized access, errors in transactions, and other potential digital banking issues. It compels financial institutions to adhere to strict standards including immediate action on unauthorized transactions and limits on consumer liability.

Key Protections Under the EFTA

  • Unauthorized Transactions: The EFTA significantly limits your liability for unauthorized electronic fund transfers if you report them promptly to your bank.

  • Error Resolution: Your bank is required to follow specific protocols to investigate and rectify any errors you report concerning electronic fund transfers.

  • Documentation Requirements: The EFTA mandates that you receive detailed documentation of all electronic transfers, such as transaction receipts and periodic account statements.

  • Rights on Preauthorized Payments: You have the explicit right under the EFTA to halt any preauthorized electronic funds transfers.

Navigating these protections can be daunting, and disputes regarding electronic transfers are intricate. With Attorney Lawyer Joe Adams' expertise in consumer protection law and the EFTA, he is well equipped to advocate for your rights.

Why You Should Consult With EFTA Attorney Lawyer Joe Adams?

Because there is no upfront attorney fee, and you could be eligible for:

  1. Actual Damages: Compensation for direct financial losses due to EFTA violations, including any unauthorized transactions and related fees. Emotional distress caused by these violations can also be claimed.

  2. Statutory Damages: Under the EFTA, you may be entitled to damages ranging from $100 to $1,000, set by statute for violations, in addition to actual damages.

  3. Treble Damages: For severe violations, the court may triple the amount of actual damages, serving both as punishment to the offender and as a deterrent against future violations.

  4. Legal Fees and Court Costs: The EFTA allows for recovery of legal fees and court costs from the other side, which means pursuing a case will not impose a financial burden on you.  You will never have to pay attorney lawyer Joe Adams a legal fee out of your pocket.  He will look to the bank or credit union for that as required by the EFTA.

Has your bank or credit union refused to refund or reimburse you for money stolen out of your account?  If so, they may have violated the EFTA. Call EFTA Attorney Lawyer Joe Adams immediately at (215) 996-9977.  If Joe takes your case and wins, the bank or credit union has to pay Joe's fee - not you.

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lawyer to fight bank account hacks & unauthorized withdrawals
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