Get an FCRA Lawyer for
Identity Theft & Credit
Report Errors -
Without Cost!
​
Identity Theft & Credit Report Errors
​If your credit has been damaged by identity theft, a case of mistaken identity or erroneous credit reporting, you may be entitled to financial compensation and get your problem fixed using an identity theft lawyer under a federal law called the Fair Credit Reporting Act (“FCRA”), 15 U.S.C. § 1681, et seq. – all without you having to pay an attorney. The FCRA provides you with a powerful weapon to fight identity theft, fraud and inaccurate credit reporting. Many times, your credit report will contain wrong information about you because someone stole your identity and credit, or your file is mixed up or confused with someone else having the same or similar name as you (called a “mixed file”), or your personal financial information has simply been erroneously reported.
​
These credit reporting errors and mistakes can:
-
result in your being denied a loan, mortgage or other type of credit;
-
result in your paying a higher interest rate;
-
adversely impact your employment opportunities; and,
-
have other detrimental effects on you.
​
In sum, these credit reporting errors and mistakes can make your life miserable and cause you to lose valuable money and time. And, they can be a significant source of personal annoyance, damage and difficulty. While some credit monitoring services like Lifelock can keep a check on your credit, only an attorney can represent your interests in court and seek maximum damages and financial compensation for you for FCRA violations, and get your credit problems fixed at the same time. The FCRA requires creditors, collectors and others who furnish credit information about you to report that information accurately. Unfortunately, many times they do not so. You can obtain and check your credit reports from each of the three major bureaus — Transunion, Experian and Equifax — for free by visiting www.annualcreditreport.com.
​​
If you suspect or find that one of your credit reports is inaccurate, it is highly recommended that you DO NOT initiate a dispute online or by phone, as this could negatively impact your legal rights when pursuing a claim. Instead, contact Attorney Joe Adams at 215-996-9977 for a free, confidential, no-obligation telephone consultation to find out more. You will never have to pay a fee to Joe for legal services. That is because the FCRA not only provides you the opportunity to recover financial compensation for violations, but it also requires the other side to pay the attorney fee if they are liable.
